Big-bang disruption

Un pezzo dell'Harward Business Review, che dovrebbe essere fatto imparare a memoria agli imprenditori italiani e agli economisti liberali, che hanno sempre sostenuto che i problemi dell'economia italiana vadano risolti intervenendo sul mercato del lavoro.
Bisogna intervenire su ricerca e innovazione, altrimenti non solo non si cresce, ma ciò che esiste verrà devastato. Quindi innovare non è un lusso o un'opzione, ma una necessità di sopravvivenza.

Ecco i prossimi settori che saranno soggetti a disruption.
Il primo settore, auto, più che da auto elettriche, secondo me verrà disrotto (disrupted) dai servizi di car sharing, combinati a servizi del punto 5.
La seconda, con la dismissione totale dei contanti, la preconizzo da anni.
La terza tocca da vicino noi accademici.
Sulla quarta ci credo molto meno.

1. As purely electric vehicles continue to improve their core technologies, including faster charging and more-dependable batteries, consumers seem to be waiting for the industry to get it just right. That’s a big bang in the making.

2. Likewise, payment processing is poised to migrate from credit cards to smartphones, and it may not be today’s dominant players that launch the winning app. Given the rapid success of payment innovations like Kenya’s M-Pesa in the developing world, the right solution in developed markets is likely to hit big and fast when it finally coalesces.

Even in industries where regulations limit competition, there is growing pressure from big-bang disrupters homing in on large-scale inefficiencies.

3. Education is being privatized and moving online, exposing just how little our public institutions have invested in technology that visibly advances their core teaching mission.
4. Hospitals are reluctant to embrace telemedicine, even though it offers the potential to provide quality, affordable health care regardless of location.
5. Highly regulated taxi and limousine markets are being invaded by new car services such as Uber, which allows customers to order and pay with a smartphone and track dispatched rides using mobile location services.